How to Get a Car Title Loan When You Share a Car

March 25, 2019

Auto title loans can come in handy when you find yourself in an emergency situation when you need money fast. It would be great if we all had extra money in the bank in case of an emergency, but it doesn't always work out that way, and unfortunately, not everybody has the good credit required by most traditional lenders to get a loan. Not just that, but in an emergency, you may not have the time it sometimes takes to get a loan from a bank. That's where auto title loans come in handy.


An auto title loan is a loan you get using the title of your car. Auto title loans are great for many reasons. First, they are easy to get. Almost anybody with a car that has a clear title can get an auto title loan. They're fast too. Auto title loans can be applied for and received in the same day, making it ideal for situations where money is needed fast. Auto title loans are private. Most title loan companies aren't going to ask you what you need the money for. Many title loan companies won't even check your credit. For anyone needing a fast loan, auto title loans are the perfect option.

What Does it Take to Get an Auto Title Loan?

Most auto title loan companies require a great deal less paperwork than banks and other lenders. At Quick Cash Auto Loans, we require a valid I.D., proof of income, proof of residence, and a clear car title with the name of the loan applicant on it. That's about all there is to it. It's a very simple, fast, and convenient process.

Can You Get an Auto Title Loan with a Shared Car?

If you simply share a car with someone but your name isn't on the title of the car, no, you cannot use that car to get a title loan. In order to get an auto title loan, your name must be on the title of the vehicle. If your name is on the title of a car along with someone else, it is dependent on the wording of the title. On titles with two names, the name may be separated by the word "and," or the word "or." These words make all the difference. The word "and" means both parties must be a part of any transaction involving the vehicle. The word "or" means either of the parties can make decisions without the other. In many cases, an auto title company will want both parties present if they are going to issue an auto title loan using a particular car title. So, to answer the question directly, yes, you can get auto title loans on a shared vehicle if both parties are there to sign for the loan or if one party or the other is allowed to make a decision regarding the use of the title or sale of the car. It's always best to check before you apply for a loan, that way you can be prepared up front for what will be required for an auto title loan.

Are You Ready for an Auto Title Loan?

If you are ready for an auto title loan, there's no better place to get one than with Quick Cash Auto Loans. We are a consumer finance company licensed in Florida under statute 516. Our goal is to serve you and your financial needs by helping you get the cash you need for whatever reason you need it. As a company, we value your business and care about the needs of our customers. Most importantly, we keep our process as simple as possible. You can get the process started by filling out the form on our website or by giving us a call. We will set you up with an auto title loan expert that will discuss your loan needs with you.


Once we have assessed your vehicle, we can quickly get you the loan you need the same day. We won't check your credit and we won't ask personal questions about why you need the money. The amount of the loan is based on the value of your car, not your credit. That means good credit, bad credit, or no credit is not an issue. If you have the minimum requirements (valid I.D., proof of income, proof of residence, etc.), we can get you an auto title loan quickly, with minimal paperwork and no stress. In fact, providing a stress free loan experience is a big part of what we pride ourselves on. Our goal is always to help you get back on track when a financial crisis strikes, or even if you need extra money for a family vacation. Whatever you need the money for, we want you to have it when you need it, without the typical delays of a traditional lending institution.

You don't have to leave your car with us when you take out a loan either. We understand that you still need your car to get back and forth to work, run errands, and continue to do the things you need to do daily. The last thing you need is to be without your vehicle, which might only make matters worse. We use the title of your vehicle to secure your loan, which means we won't need to hold on to your vehicle. You drive away in your car with the loan you need on the same day you need it. It's that simple.

At Quick Cash Auto Loans, we offer up to $25,000 with affordable monthly rates designed to meet the needs of your financial situation. We even offer low interest rates as little as 1.50% per month. At Quick Cash Auto Loans, we care about our customers and want to ensure you won't have any issues repaying your loan.


Contact Quick Cash Auto Loans for the loan you need today. We promise you a stress-free process and the financial support you need without the hassle of a long process or being turned down. Call us at (786) 600-3411 or fill out the contact form on this website. One of our auto title loan representatives will be happy to answer your questions and get the process started for you right away.

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