How Old Do You Have to be for a Car Title Loan?

January 23, 2022

Car Title Loans are convenient for a large percentage of the population who need to get money fast but don't have many alternatives. For many of these consumers, banks and credit unions are out of the question because they need money fast and don't have time to wait for the sometimes tedious process associated with getting bank loans. Sometimes consumers simply don't have a good enough credit score to get a loan through a bank or one of the traditional lenders. Borrowing money from family and friends is not always an option, nor is it typically a good idea, and going to a payday loan company can get you into more financial struggles than you're in to begin with. As for pawn shops, we all know it's a risk because it's so easy to lose the stuff you pawn to get moneyn. With car title loans, the process is simple and straightforward, making them a great choice for consumers who need fast cash.

How Old Do You Have to be for a Car Title Loan?

First, let's talk about how old you have to be to get a car title loan. For any loan on your own, you have to be a legal adult who is responsible for his or her own debt, which means 18 years old in most states. To get a car title loan from Quick Cash Auto Loans, you must be 18 years old. This is the legal age in Florida. Quick Cash Auto Loans can get a loan to anyone who is 18 years or older and meets all of the other minimal requirements for getting a loan through us. If you are 18 years old and have a car title in your name, free of any liens, you are qualified to apply for a Quick Cash Auto Loans title loan.

You may be wondering about credit. Getting a loan through a bank or traditional lender is often hard to do without established credit, and when you're only 18 years old, you often don't have an established credit record of any kind. Don't worry. This doesn't disqualify you from getting a loan through Quick Cash. Why? Because when you get a loan from us, we base your loan eligibility on your vehicle as well as the amount of the loan you qualify for on your vehicle. Your credit score is never a part of the equation. We won't even check your credit, so it doesn't matter if you have good credit, bad credit, or no credit history at all. You can get a car title loan from Quick Cash Auto Loans.


There's even more good news. Quick Cash doesn't require you to leave your vehicle behind when you get a loan from us, unlike what you have to do if you choose to go through a pawn shop to get money. We know that you still need to be able to drive your car on a daily basis. All we need from you is your car title, which we hold on to while you have a loan out with us. You keep driving your car to work, school, or anywhere else you need to drive it just as you normally would.

What Do You Need to Get a Car Title Loan from Quick Cash Auto Loans?

The documents required for a loan from Quick Cash Auto Loans are easy. You need:

• Driver's license
• Social security card
• 2 utility bills
• Vehicle title and registration
• Proof of verifiable income

All you need to do is fill out the application and bring your vehicle to us for a quick inspection. That's just so we can verify the car is as you describe it. The application doesn't take long at all to fill out and the inspection is fast, so you can often have your money in your hands in as fast as 30 minutes.

You don't even have to have a job to get a loan from us. All you need is some verifiable form of income, so even if you are on retired or on disability, you can get a car title loan. We accept all makes and models of cars as long as there is value to it.


There really is no need to feel hopeless if you find yourself in a situation where you have unexpected bills to pay or need money for any reason. Quick Cash Auto Loans is a consumer finance company licensed in the State of Florida under Statute 516. Our goal is to help those who need money fast and want to avoid the long process of applying for a loan at other financial institutions. We offer an immediate solution in three simple steps that is available to anyone who owns a vehicle for private use. There's no need to borrow against your home or pay high interest rates on other loans, credit lines, or credit cards. With Quick Cash Auto Loans, you can pay monthly rates as low as 1.50%. We are known for our great customer service, our attention to your needs, and our reputation as a straightforward car title loan company that has helped thousands of consumers get out of tough financial situations just like yours. Are you looking for a car title loan in Florida? Give us a call at (786) 600-3411 and let us help you today.


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