Can You Get a Car Title Loan if You Are in the Military?

May 27, 2019

Car title loans can be a huge help in a situation where you find yourself in need of cash fast. That's because car title loans are a great way to get a loan whether you have good credit, bad credit, or no credit at all. In many instances, your reason for applying for a car title loan doesn't matter. What you need the money for is your business. Since many people can't get a loan through a traditional lender, either because their credit is no good or because they don't have time to wait for the process at a traditional lender, car title loans offer a great way to get a loan quickly to help you out of an unexpected financial emergency or even to help finance a family vacation.

What is a Car Title Loan?

A car title loan is a loan that uses the equity in your car to help you secure a loan. At Quick Cash Auto Loans, we offer car title loans that are easy to get. All you need is a title that is free and clear, meaning there are no liens on it. All we require is that you have a valid I.D., proof of your ability to repay the loan, and proof of residence. We won't ask personal questions about why you need the money, and we are not going to check your credit. This means you can get a loan through us whether your credit is good, bad, or even non-existent. Our goal is to give you the loan you need when you need it. We know that needing money fast can be a particularly stressful time for you, so we want to make the experience of getting a loan as stress-free as possible. That's why we don't ask a lot of questions and why we make the process of getting a car title loan through us as simple as possible. Almost anyone can get a car title loan at Quick Cash Auto Loans.

Can You Get a Car Title Loan if You Are in the Military?

Car title loans and various other types of short-term loans given to service members and their dependents must include special protections under federal law and a Department of Defense rule. The military APR for car title loans offered since Oct. 1, 2007 with a term of 181 days or less cannot exceed 36 percent. Loan companies cannot require the use of a check or access to a bank account for the loan, mandatory arbitration, or unreasonable legal notices. Under this same law, military consumers have to be given certain disclosures about the loan costs and their rights as borrowers. Any credit agreements that violate the protections are void. Many loan companies that offer car title loans to military personnel will likely ask loan applicants to sign a statement verifying their affiliation with the military. Payday loan companies, which differ vastly from car title loan companies, are almost always unavailable to military personnel, while some car title loan companies do give loans to military personnel. If you are in the military and looking for a car title loan, the best approach is to call the car title loan company you are considering to ask if they provide military personnel with car title loans. Some companies do make the provisions necessary for members of the military and their dependents to get a car title loan when they need to get money fast.


Quick Cash Auto Loans is the premiere car title loan company in Florida. Our number one goal is to provide auto title loans to consumers who have found themselves in a financial emergency. We make getting a loan stress free and easy. We provide car title loans based on the equity in your vehicle. There are no credit checks and the terms of the car title loan are straightforward. The best part is, you get to drive away in the car you're using to secure the loan. We don't need to keep it. That means there is no break in your daily routine and you can go on with your life as normal, without having to worry about unexpected expenses or bills you can't pay. Our loan experts will work with you on an individual basis to ensure you get the loan you need without having to wait like you might with some traditional lenders and without risking getting turned down for your credit score.

At Quick Cash Auto Loans, we understand that anyone can be subject to financial crisis at any time. Unfortunately, most of us don't have sufficient savings to handle those unexpected financial emergencies. Car title loans are a great way to get the money you need fast, especially for those who can't, for one reason or another, go through a traditional lender to get a loan. We pride ourselves on working with consumers on an individual basis to get them the loans they need and to help them tailor the loans to their particular situations. If you have found yourself in need of a loan for any reason, call Quick Cash Auto Loans at (786) 600-3411 today. Our expert loan specialists are standing by to help you get the loan you need right now.


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