A Title Loan Can Be Your New Year's Resolutions' Best Ally

December 22, 2017

Most of us have made New Year's resolutions at some point in our lives. We are great at making them, but it is a whole different story when it comes to actually reaching those goals. In our new entry, we thought we'd offer some insight on why most of us fail to follow through with our New Year's resolutions, what you can do to achieve them, and how title loans can help.

There are many reasons why it is hard to hit those goals, and many experts have analyzed the possible reasons why it is so difficult for most people to stick to the resolutions they've made.

The consensus is that many New Year's resolutions require us to change our behavior, and this is extremely difficult. However, there are some tricks that you can use to help you achieve any goal you've set for the new year.


Here are some common reasons why people fail to keep their New Year's resolutions and some tips to help you follow through:

Setting Unrealistic Goals

This is a fairly common practice among us humans. People tend to make grandiose resolutions that are impossible to achieve. Then they become discouraged and give up when they don't see the results they expected.

The Solution?

Be honest with yourself and make achievable resolutions that won't become burdensome or discouraging because they're unattainable.

Set Honest Goals and Have Realistic Expectations

Do some inner thinking and ask yourself what you can realistically accomplish in a year. Then set your resolutions accordingly so you will have a goal that you can actually achieve in that period of time.

A good way to go about it is using the SMART Goals method.

This method is often used in the business world, but it can also be useful in every aspect of our lives. It's an acronym that can help you set clear and reachable goals.

According to mindtools.com, SMART can stand for several words that you can use as cues:


We usually make a list of resolutions that we want to accomplish during the next year but fail to include how we will achieve them. Unfortunately, without a defined plan, the chances are that these resolutions will not come to fruition.
Additionally, trying to accomplish several resolutions at the same time can become overwhelming and cause you to give up and ultimately fail.

How Do You Fix It?

You guessed right! Make a plan! And write it down on a calendar. Putting everything down on a calendar will also help you prioritize your goals.

What's more important for you: starting a new business or losing those extra pounds? Think about what you want to achieve first, but also take into consideration what would take you longer and, more importantly, what would be most beneficial to you.

Poor Time Management

So, you made a resolution and came up with a plan on how to accomplish it, but it's taking more time than you had anticipated.

Does It Mean You Call It Quits? NO!

Instead, why not try dividing the resolution into small, mini-goals that can be accomplished within the amount of time you're willing to put in?

Make a timeline of achievable short-term goals throughout the year that will help you get to the finish line. They key, of course, is to focus on one resolution at a time.

Lack of Self-Confidence

It's hard, if not impossible, to accomplish something if you don't believe in yourself. Instead of kicking yourself for not achieving all your goals, pat yourself on the back for what you have accomplished.

A little self-encouragement can go a long way. Just a small change in attitude can lead to a big change in progress.

But How Do You Know How Much You Accomplish?

To help you visualize how you are doing, monitor your progress. You can do this in several ways:

• Keep a journal with all your progress and setbacks. Update it every week or bi-weekly so you can evaluate how you are doing.
• Use social media. This kills two birds with one stone: you can keep track of your progress while making others aware of your resolutions and how you are making them happen. Holding yourself accountable is another way to make sure you stick to your New Year's resolutions.

Another way to boost your confidence and help you stick to the plan is to share your resolutions and progress.

As we stated above, sharing your resolutions is a way to hold yourself accountable. It can also help you set up a "buddy system" in which your friends and family can monitor your progress and encourage you to continue, and you can do the same for them.

Financial Burden

Another common reason for giving up on New Year's resolutions is money, or lack thereof.

According to an article published on Time.com, most of our holiday-related budget is spent towards the end of the year.

We spend money on presents, home decorations, new outfits, parties, Black Friday and Cyber Monday shopping, last-minute sales, and so on.

Or maybe we simply miscalculated our yearly budget and are strapped for cash.

Let's be honest, we only start thinking about New Year's resolutions around Thanksgiving. That means that we're left with little or no money to start the new year and pursue our resolutions from the get-go.

Luckily, money doesn't have to be a problem this year.

Even if it's not that easy for you to get a loan or cash advance from your bank, you still have options like a title loan.

A title loan is relatively easy to get, and it has many advantages.

But What Exactly Is a Title Loan?

It's probably the easiest way to get money when you're strapped for cash and need a quick solution.

If you own a car, you can use its title to get money without having to go through the complicated and lengthy process of applying for loans at other types of financial institutions.

What Are the Advantages of a Title Loan?

• Getting a title loan is a quick process.
• To get a title loan, you only need to have a few documents in hand.
• Your credit history is not relevant when you apply for a title loan.
• Even if you qualify for a title loan, you get to keep your car.
• You can use the money you get for anything you want. A title loan does not restrict how you can use the money.

You may be asking yourself, "Why don't I just borrow from a bank?"

Unlike getting a title loan, applying for a loan from a bank is not simple.

You need to gather a lot of documents, and after going through all the paperwork, you might not even qualify for the loan.

Bank loan applications have a high probability of being rejected because you need an impeccable credit score to be eligible for them.

You also need to tell the bank how you'll be spending that money.

How Easy Is It to Get a Title Loan? At Quick Cash Auto Loans, a title loan can be obtained in three simple steps:

1. First, call us now at (786) 600-3411 or complete the title loan form at the top of this page.
2. One of our specialists will determine if your car meets the minimum requirements for our Miami title loans.
3. You'll provide a few simple documents and have your car inspected. If everything is in order, you'll get your money the same day. It's that easy! Our title loans allow you to continue driving your vehicle for the duration of the loan.

Now that money does not stand between you and your New Year's resolutions, are you ready to start making and keeping your resolutions for the upcoming year?

If you live in Miami, Florida and are looking to obtain cash quickly, we can help you. Quick Cash Auto Loans offers you premier title loan services in Miami. We are dedicated to helping customers get the car title loan they deserve without having to go through any exhausting or frustrating procedures. Contact us by filling out the form on this page or by calling (786) 600-3411. Find us on Facebook at Quick Cash Auto Loans, follow us on Twitter @QCashAutoLoans and Instagram @QuickCashAutoLoans, and get ready to get cash from your car title!